Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Irmo is a town in Lexington and Richland counties in the U.S. state of South Carolina and a suburb of Columbia. It is 12 miles outside of the city center of Columbia and is part of the Columbia Metropolitan Statistical Area. The population was 11,039 at the 2000 census.