Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Kinards (also Kinard) is an unincorporated community in Laurens and Newberry counties in the U.S. state of South Carolina. Although it is unincorporated, it has a post office, with the ZIP Code of 29355. The population of the ZCTA for ZIP Code 29355 was 801 at the 2000 census.