Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Port Royal is a town in Beaufort County, South Carolina, United States. The population was 3,950 at the 2000 census. Largely because of annexation, the population of the Port Royal town limits has more than doubled since 2000 . As defined by the U.S. Census Bureau, Port Royal is included within the Beaufort Urban Cluster and the larger Hilton Head Island–Beaufort Micropolitan Statistical Area. Frenchman Jean Ribault explored the Port Royal Sound waterways and harbours in 1562, and founded a short-lived colony. The area later became the site of a Spanish and still later Scottish colony during the 17th century. In 1863, the Emancipation Proclamation was first read at Christmas under the Proclamation tree in Port Royal. Port Royal hosts the Soft Shell Crab Festival every year in late April during the short soft shell crab season. The famous hurricane scene from Forrest Gump was filmed in the town's dock area.