Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Spartanburg is the largest city in and the county seat of Spartanburg County, South Carolina, United States. It is the second-largest city of the three primary cities in the Upstate region of South Carolina. Spartanburg is located 98 miles (158 km) northwest of Columbia, 80 miles (130 km) west of Charlotte, and about 190 miles (300 km) northeast of Atlanta. Spartanburg's population was 39,673 at the 2000 census. However, as is typical with South Carolina cities, the urbanized area of the city is much larger at almost 150,000 (according to 2000 U.S. Census Bureau figures), because it is difficult for cities to annex surrounding unincorporated land in South Carolina. It is the principal city of the Spartanburg Metropolitan Statistical Area (population 280,738) which is included in the greater Greenville-Spartanburg-Anderson Combined Statistical Area (population 1,241,618 according to 2008 estimates by the U.S. Census Bureau).