Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
De Smet is a city in and the county seat of Kingsbury County, South Dakota, United States. The population was 1,164 at the 2000 census. It was named for Belgian Father Pierre De Smet, a 19th century Jesuit missionary. De Smet was the childhood home of Laura Ingalls Wilder and the birthplace of author Rose Wilder Lane.