Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Keystone is a town in the Black Hills region of Pennington County, South Dakota, United States. The population was 311 at the 2000 census. It had its origins in 1883 as a mining town, and has since transformed itself into a resort town, serving the needs of the millions of visitors to Mount Rushmore National Memorial, which is located just beyond city limits. Among its tourist attractions is the Black Hills Central Railroad, built in 1900 for Black Hills gold. It now operates passenger trains pulled by preserved steam locomotives. Carrie Ingalls spent a significant part of her adult life here, living with her husband David N. Swanzey and his children. Her sister Mary Ingalls lived with them for a while and died here in 1928.