Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Ludlow is an unincorporated rural hamlet in rural northern Harding County, South Dakota, United States. It is located on Federal Highway 85 about 12 miles north of Buffalo, the Harding County seat, and 6 miles south of the North Dakota border. Although not tracked by the Census Bureau, Ludlow has been assigned the ZIP code of 57755. It is primarily a service center for the rural area which it occupies, offering a public school for grades K-8 and a fire department. Additional businesses in the immediate vicinity include a horse-and-carriage rental business, a pet health-food manufacturer and a chemical plant, as well as several large cattle ranches. Medical, legal, and grocery services are absent, the nearest being in Buffalo. The city boundaries are uncertain and these organizations are apparently, from satellite map views, widely scattered around the designated town location, which is usually pinpointed at an empty highway intersection. The Population of Ludlow is 3. Ludlow also has an annual lamb barbecue.