Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Piedmont is a city in Meade County, South Dakota, United States. Piedmont lies in the Racetrack or Red Valley which circles most of the Black Hills. Piedmont takes its name from the French words pied (foot) and mont (mountain) and the fact that the town lies at a point where the Black Hills rise particularly abruptly from the Red Valley. Although newly incorporated (since July 2008), Piedmont has been inhabited since the coming of the railroad in the 1800s. Piedmont is mostly a bedroom community to nearby Rapid City, but also has construction and forest products businesses nearby. The Piedmont area has experienced three large forest fires since 2003,the Piedmont, Ricco, and Eastridge Fires. In August, 2007 Piedmont experienced a flood rated as a 100-year event in which 6" of rain fell in less than an hour, with runoff exacerbated by the steep terrain burned in the Ricco Fire. The flooding was accompanied by up to baseball-sized hail. Piedmont has been assigned the ZIP Code of 57769.