Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Columbia is a city in Maury County, Tennessee, United States. The 2008 population was 34,402 according to U.S. Census Bureau estimates. It is the county seat of Maury County. The town is notable for being the self-proclaimed "Mule capital of the world" and honors this fact with Mule Day, a large celebration held annually every April. Columbia is also the home of the national headquarters for the Sons of Confederate Veterans.