Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Sale Creek is a small unincorporated community in northern Hamilton County, Tennessee, United States. Sale Creek is home to Sale Creek High School, as well as the "haunted" Shipley Hollow Road. Sale Creek was also home to northern troops in 1863. It was the HQ of the 6th Regt. Tennessee Volunteers. The community takes its name from the creek which runs through it, which in turn got its name from the auction at the site of the goods and arms taken from the eleven towns of the militant Cherokee in the region before they were burned during the raid of Evan Shelby's troops in 1779, during the Chickamauga wars. It is part of the Chattanooga, TN–GA Metropolitan Statistical Area.