Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Ben Franklin is an unincorporated community in Delta County, Texas, United States, four miles (6 km) northeast of Pecan Gap and 77 miles (124 km) northeast of Dallas. The town's ZIP Code is 75415. The settlement was located on Benjamin Simmons's land grant and named for his son, Benjamin Franklin Simmons. The Simmons family, along with the Birdwells and Hogues, arrived in the area in 1835 and were among the first settlers.