Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Bivins is an unincorporated community in eastern Cass County, Texas, United States. It lies along State Highway 43 east of the city of Linden, the county seat of Cass County. Its elevation is 318 feet (97 m), and it is located at 33°1′10″N 94°11′57″W / 33.01944°N 94.19917°W / 33.01944; -94.19917 (33.0195772, -94.1990757). Although Bivins is unincorporated, it has a post office, with the ZIP code of 75555.