Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Cleburne is a city in Johnson County, Texas, United States. According to 2007 United States Census Bureau estimates, the population is 29,050. It is the county seat of Johnson County. Cleburne is named for a Confederate General, Patrick Cleburne. Lake Pat Cleburne, the reservoir that provides water to the city and surrounding area, is also named for him.