Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Cypress (the same as Cypress-Fairbanks, or Cy-Fair) is an unincorporated area of Harris County, Texas, United States located completely inside the extraterritorial jurisdiction of the City of Houston. The Cypress area is located along U.S. Highway 290 (Northwest Freeway) twenty miles (32 km) northwest of Downtown Houston. Large scale residential and commercial development beginning in the 1980s transformed the once rural area into one of the Houston area's largest suburban communities. Cypress is the home of Eva Guzman, the first Hispanic female to have served on the Texas Supreme Court. She is a candidate in the March 2, 2010, Republican primary election.