Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
El Paso is a city in and the county seat of El Paso County, Texas, United States, and lies in West Texas. According to the United States Census Bureau's 2008 population estimates, the city had a population of 613,910. It is the sixth-largest city in Texas and the 22nd-largest city in the United States. Its metropolitan area covers all of El Paso County. In 2009, the El Paso metropolitan area had a population of 742,062. El Paso stands on the Rio Grande (Río Bravo del Norte), across the border from Ciudad Juárez, Chihuahua, Mexico. The image to the right shows Downtown El Paso and Juárez, with the Juárez Mountains in the background. The two cities form a combined international metropolitan area, sometimes called El Paso-Juárez, with Juárez being the significantly larger of the two. Together they have a combined population of 2 million, with Juárez accounting for 2/3 of the population. Given the proximity of the Las Cruces metropolitan area and its population of 201,603, the El Paso-Las Cruces combined population is 943,665 and with Ciudad Juarez, an international combined population of 2,993,313. El Paso is home to the University of Texas at El Paso (founded in 1914 as The Texas State School of Mines and Metallurgy, and later, Texas Western College; its present name dates from 1967) and the Texas Tech University Health Sciences Center at El Paso. Fort Bliss, one of the largest military complexes of the United States Army, lies to the east and northeast of the city, with training areas extending north into New Mexico, up to the White Sands Missile Range and neighboring Holloman Air Force Base in Alamogordo. The Franklin Mountains extend into El Paso from the north and nearly divide the city into two sections, the western half forming the beginnings of the Mesilla Valley and with the eastern slopes connecting in the central business district at the south end of the mountain range.