Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Garland is a city in Dallas and Collin counties in the U.S. state of Texas. It is an inner suburb northeast of Dallas and is a major part of the Dallas-Fort Worth Metroplex. As of the 2000 census, the city had a population of 218,768, making it the tenth-most populous city in Texas and the eighty-sixth most populous city in the United States. Garland is within a short driving distance of most major attractions in the Dallas/Fort Worth Area.