Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Gruver is a city in Hansford County, Texas, United States. The population was 1,162 at the 2000 census. Farwell, in the center of Hansford County about three miles east of what later became Gruver, was established in 1880 by the Canott family of Illinois and was the first town in the county. Gruver was established shortly after and Farwell rapidly fell into oblivion after 1889, when it lost a county seat election to Hansford.