Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Kempner is a city in Lampasas County, Texas, United States. The population was 1,004 at the 2000 census. It is part of the Killeen–Temple–Fort Hood Metropolitan Statistical Area. Former State Representative Suzanna Hupp lives in Kempner with her family. She was a survivor of the infamous Luby's Massacre of 1991 in Killeen.