Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Kountze (pronounced 'Coontz') is a city in Hardin County, Texas, United States. The population was 2,115 at the 2000 census. It is the county seat of Hardin County. The city is part of the Beaumont–Port Arthur Metropolitan Statistical Area. Kountze was originally established as a railroad town in 1881. The seat of Hardin County, Kountze boasts an area of more than 89 percent forested lush green terrain. Local area produces over 3.5 million board feet (8,300 m³) of lumber annually. Kountze describes itself as: "The Big Light in The Big Thicket" - a Thicket is that vast area of tangled, often impenetrable woods, streams and marshes. Now portions of this thicket are nationally protected as the Big Thicket National Preserve. The cradle of this country's oil industry is found in the Big Thicket of east Texas. The thicket is a 50 miles (80 km) circle of swampland about 30 miles (48 km) north of Beaumont. In 1991 Kountze became the first American town with a Muslim mayor in African-American Charles Bilal.