Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Livingston is a town in Polk County, Texas, United States. The population was 50,433 at the 2000 census. It is the county seat of Polk County. Livingston was settled in 1835 as Springfield. Its name was changed to Livingston and became the county seat of Polk County in 1846. There are 6,612 people (according to the 2000 Census) in West Livingston, Texas. West Livingston is an area west of Livingston and east of Lake Livingston. The Polunsky Unit of the Texas Department of Criminal Justice, which houses the male death row, is located five miles southwest of Livingston. The Alabama-Coushatta Indian Reservation is just to the East of Livingston. The 2000 census reported a resident population of 480 persons within the reservation. Livingston has one hospital, the Memorial Medical Center at Livingston