Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Scroggins is an unincorporated community in Franklin County, Texas, United States. It is located along FM 115, approximately fifteen miles south of Mount Vernon and twenty-two miles east of Sulphur Springs. Settlement of the area began in the 1850s. The community was named after Milt Scroggins, a local sawmill operator. According to the Handbook of Texas, Scroggins had an estimated population of 125 in 2000. Although it is unincorporated, the community has a post office, with the ZIP code of 75480.