Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Staples is a city in northeastern Guadalupe County, Texas, United States. In an election held on May 10, 2008, its residents voted to incorporate the community as a city. A total of 125 votes were cast with 87 (69.6%) in favor of incorporation and 38 (30.4%) against. The population is approximately 220 and it is part of the San Antonio Metropolitan Statistical Area. The city held its first municipal election on November 4, 2008. Eddie Daffern, an organizer of the incorporation effort, was elected unopposed as Mayor. A total of seven candidates ran for the five Alderman positions. Those elected include Carol Wester, who received 70 votes, followed by Ronnie Clark with 67 votes, Bert "Bubba" Reinke and William A. York – both winning 52 votes, and Shaun Seale with 40. Students living in Staples are zoned to schools in the San Marcos Consolidated Independent School District.