Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Tenaha is a town in Shelby County, Texas, United States- established February 2, 1886. The population was 1,046 at the 2000 census. The town's name is taken from the Caddo language for "Muddy Water". (According to An Informal History of Texas by Frank X. Tolbert, "Tenaha" is the Caddo word for "urine. ") In 2009 Tenaha has become the subject of a class action over allegations that local police regularly made improper seizures of cash, jewelry, and property from African-American or Latino motorists passing through the town. Arrested drivers were given a choice of either going to jail on money-laundering felony charges or handing over all their valuables in order to be allowed to walk free. In one case a couple surrendered $6,000 to keep their children out of child protection services.