Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Winona is a town in Smith County, Texas, United States. The population was 582 at the 2000 census. It is part of the Tyler, Texas Metropolitan Statistical Area. It was founded in 1870. In May 2009, a referendum to make the town go "Wet" failed with a 94 FOR and 94 AGAINST tie, which was a fail by Texas law. On November 3rd 2009, after a revote being called with the result of 124 FOR and 106 AGAINST, Winona is the first city in Smith County to go wet, allowing Beer, Wine, and Liquor since 1939.