Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Lapoint is an unincorporated community in western Uintah County, Utah, United States, on the Uintah and Ouray Indian Reservation. It lies along State Route 121 west of the city of Vernal, the county seat of Uintah County. Its elevation is 5,568 feet (1,697 m), and it is located at 40°24′14″N 109°47′37″W / 40.40389°N 109.79361°W / 40.40389; -109.79361 (40.4038474, -109.7934788). Although Lapoint is unincorporated, it has a post office, with the ZIP code of 84039.