Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Nephi is a city in Juab County, Utah, United States. It is part of the Provo–Orem, Utah Metropolitan Statistical Area. The population was 4,733 at the 2000 census. It is the county seat of Juab County. It was settled by Mormon pioneers in 1851, and is the principal city in Juab Valley, an agricultural area. Nephi was named after one or more of the people of the same name mentioned in the Book of Mormon.