Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Provo is a city located within the US state of Utah. Currently estimated at 118,581 people, it is the third largest city in Utah and is located about 43 miles (69 km) south of Salt Lake City along the Wasatch Front. Provo is the county seat of Utah County and lies between the cities of Orem to the north and Springville to the south. Provo is also the principal city in the Provo-Orem metropolitan area, with an estimated population of 540,820 residents. It is the second largest metro area in the state behind Salt Lake City. The city is home to Brigham Young University, one of the largest private higher education institutions in the United States, which is operated by The Church of Jesus Christ of Latter-day Saints. Provo is also home to the largest Missionary Training Center for the church. The city is a key operational center for Novell and has been a focus area for technology development in Utah. The city is also home to the Peaks Ice Arena, which served as a venue for the Salt Lake City Winter Olympics in 2002. In 2009 Provo was listed in "Where to Retire" magazine as an "enticing city for new careers". Provo was also listed in National Geographic Adventure Magazine's "where to live and play" as a cultural hub.