Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Saratoga Springs is a city in Utah County, Utah, United States. It is part of the Provo–Orem, Utah Metropolitan Statistical Area. The city is a relatively new development along the northern shores of Utah Lake. It was incorporated on December 31, 1997 and has been growing rapidly since then. The population was 1,003 at the 2000 census, while the 2008 estimates placed it at 16,053. Although Saratoga Springs was a town in 2000, it has since been classified as a fifth-class city by state law.