Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Talmage is an unincorporated community in Duchesne County, Utah, United States. Its elevation is 6,834 feet (2,083 m), and it is located at 40°20′24″N 110°25′39″W / 40.34°N 110.4275°W / 40.34; -110.4275 (40.3399529, -110.4273800). Although Talmage is unincorporated, it has a post office, with the ZIP code of 84073. The town was founded in 1907 and named Winn in 1912, but renamed in 1914 to honor Latter-day Saint leader James E. Talmage.