Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Torrey is a town located on State Route 24 in Wayne County, Utah, eight miles from Capitol Reef National Park. As of the 2000 census, the town had a total population of 171. The town was established in the 1880s by Mormon settlers, and was initially known as Youngtown, after John Willard Young; it is generally held to be named after Jay L. Torrey from Pittsfield, Illinois. Torrey was a member of the Wyoming legislature, who, upon the advent of the Spanish-American War, achieved national attention by proposing the creation of what became three volunteer cavalry regiments, made up of cowboys and stockmen. Torrey was commissioned Colonel of the 2nd Regiment, the "Rocky Mountain Riders"; the 1st Regiment, the only regiment to see action, was better known as the Rough Riders.