Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Burlington is the largest city in the U.S. state of Vermont and the shire town of Chittenden County. With a population of 38,889 at the 2000 census, the city is the core of one of the nation's smaller metropolitan areas, and is also the smallest U.S. city to be the largest city in its state. The urbanized area consists of the cities of Burlington, South Burlington, and Winooski; the towns of Colchester, Essex, and Williston; and the village of Essex Junction. As of 2000, the Burlington-South Burlington metropolitan area contained the three northwestern Vermont counties of Chittenden, Franklin, and Grand Isle, with an estimated 2006 population of 206,007, approximately one third of Vermont's total population.