Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Colfax is the county seat of Whitman County, Washington, United States. The population was 2,844 at the 2000 census. It is situated amidst wheat-covered hills in a valley at the confluence of the north and south forks of the Palouse River. U.S. Route 195, which forms the town's main street, intersects with State Route 26 at the north end of town; in the past, Colfax also lay at the junction of three railway lines. It was named after Schuyler Colfax, the vice president from 1869-73.