Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Hansville is an unincorporated community in Kitsap County, Washington, United States. Located at the northern end of the Kitsap Peninsula, it offers a view of Admiralty Inlet, Whidbey Island, and Puget Sound. Hansville is about 2.5 miles (4.0 km) east-southeast of Foulweather Bluff. The village has a store and waterfront parks. Hansville Community Church (non-denominational), founded in 1909 by Everett Grout, offers Sunday worship. Hansville is best known for its long-established lighthouse, located at Point No Point County Park, just one half-mile from downtown Hansville. Point No Point is so named because early sailors coming from the Pacific Ocean toward Seattle could not see the point projecting from the shoreline, coining the phrase, "That is no point. " In April 1879, Francis James, the owner of the property where the lighthouse was to be located agreed to sell 40 acres (160,000 m) on the point for $1,000. Construction started quickly after the purchase. The lighthouse was completed and fully functional in February 1880. Soon after its completion settlers started to move into the highlands northwest of the lighthouse. Hans Zachariasen was one of the first settlers and for whom Hansville is named. There is an abundance of wildlife viewing and bird watching. Fishermen may catch salmon from the beach while taking in the views and watching the parade of marine traffic. This rural community enjoys some of the area's lowest rainfall totals, making it an ideal outdoor recreation site. During the fishing season, many purse seiners operate just off the beach in the Hansville area. An active group promoting the protection and preservation of Hansville's natural character is the Hansville Greenway Association. To the west, in an area known as "Driftwood Key", there is a private marina in Coon Bay, which opens to Hood Canal just south of Foulweather Bluff. The marina is operated by "Driftwood Key Club", which provides members with access to the marina, as well as the boat launch, pool, and clubhouse.