Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Kelso is a city in southwest Washington State, United States, and is the county seat of Cowlitz County. At the 2000 census, the population was 11,895. Kelso is part of the Longview, Washington Metropolitan Statistical Area, which has a population of 101,254.. Kelso shares its long western border with Longview, Washington. It is located near Mount St. Helens.