Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Port Townsend is a town in Jefferson County, Washington, United States, approximately 40 miles (64 km) north-northwest of Seattle. The population was 8,334 at the 2000 census. It is the county seat and only incorporated city of Jefferson County. In addition to its natural scenery at the northeast tip of the Olympic Peninsula, the city is also known for the many Victorian buildings remaining from its late 19th-century heyday, numerous annual cultural events, and as a maritime center for independent boatbuilders and related industries and crafts. The Port Townsend Historic District is a U.S. National Historic Landmark District.