Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
West Valley is a former census-designated place (CDP) in Yakima County, Washington, United States. The area has been annexed by the city of Yakima. The population was 10,433 at the 2000 census. Based on per capita income, West Valley ranks 76th of 522 areas in the state of Washington to be ranked.