Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Arthurdale is an unincorporated community in Preston County, West Virginia, United States. Arthurdale was named for Richard Arthur, former owner of the land on which it was built, who had sold the land to the federal government under a tax default. Arthurdale was the first of many New Deal planned communities established under Franklin D. Roosevelt's administration. It was intended to take impoverished laborers, farmers, and coal miners and move them to a modern rural community that would allow them to become economically self-sufficient. The idea for such a self-sufficient community originated when Eleanor Roosevelt learned through her friend, Lorena Hickok, of a plan to relocate a group of West Virginia coal miners to a nearby farm with the intention that they could combine subsistence farming with simple industries to reclaim their economic footing. Mrs. Roosevelt was so passionate about the concept that she brought it to the attention of her husband, who decided to place the project under the direction of the United States Department of the Interior.