Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Baker is an unincorporated community on the Lost River in Hardy County, West Virginia, United States. Baker is located at the intersection of West Virginia Route 259 and West Virginia Route 55. The ZCTA population for Baker's ZIP Code was 1,262 at the 2000 census.