Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Exchange is an unincorporated community in Braxton County, West Virginia, United States that has the ZIP code of 26619. It was originally named Millburn by the owner of the mill there. When the post office was established in 1906 the first postmaster, Mrs. Samantha Duffield, suggested the current name because the stores, the mill, and the blacksmith shop changed owners so often.