Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Fraziers Bottom is an unincorporated community in Putnam County, West Virginia, United States. The community was named after a family of Fraziers who settled the area in the late 1700s after migrating there from Virginia. The area was attractive as there was abundant and fertile bottom land along the Kanawha River. As the Fraziers took possession of the rich bottom land, the area became known as Fraziers Bottom and the name has stood over the years, but for a brief period of time. A short-tenured postmaster renamed the community Ruby after his wife but the name was reversed soon thereafter. Fraziers Bottom was a quiet, rural area for decades, but that begin to change when Toyota built a manufacturing facility across the river in Buffalo. Affiliated light manufacturing has populated industrial parks in some of the very "bottomland" that gave the community part of its' name. It is apparently the only place in the United States with this name. The ZIP Code for Fraziers Bottom is 25082.