Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Jolo (pronounced "Joe-Lowe") is an unincorporated community on West Virginia Route 83 in McDowell County in the U.S. state of West Virginia. The community was made famous in the book Salvation on Sand Mountain by Dennis Covington for being the home of The Church Of The Lord Jesus With Signs Following, a renowned snake handling church. Services at the church have been filmed and widely shown on television. The name, according to local tradition, derives from the name of the first postmaster, Joseph Lowe. The community is featured in the 2008 novel Final Theory.