Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Kessler's Cross Lanes (sometimes misspelled as Kesler's Cross Lanes on maps) is an unincorporated area along Route 129 in Nicholas County, West Virginia, United States. Just south of Kessler's Cross Lanes is Carnifex Ferry Battlefield State Park, which is a park of historical interest; a Civil War battle was fought at the site in 1863.