Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Levels is an unincorporated community in Hampshire County in the U.S. state of West Virginia. According to the 2000 census, the Levels community has a population of 147. It is home to John J. Cornwell Elementary School. Levels was originally known as Levels Cross Roads because of its location at the intersection of four roads in north-central Hampshire County: Bright's Hollow Road north to Okonoko, Little Cacapon-Levels Road (County Route 3/3) southeast to Slanesville, Jersey Mountain Road (County Route 5) south to Romney, and Frenches Station Road (County Route 5/7) northwest to South Branch Depot.