Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Montgomery is a city in West Virginia, along the Kanawha River. Most of the city is in Fayette County, with the remainder in Kanawha County. As of the 2000 census, the city population was 1,942 (1,239 in Fayette County, 703 in Kanawha County). Montgomery was incorporated April 1, 1891 and named for James C. Montgomery, one of the city's first settlers. It is the home of West Virginia University Institute of Technology, popularly called WVU Tech.