Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Sand Fork is a town in Gilmer County, West Virginia, United States. The population was 176 at the 2000 census. It is located along the Little Kanawha River, at the mouth of a creek named Sand Fork. Sand Fork was incorporated in 1903 as Layopolis, named for William R. Lay, an employee of the Eureka Pipe Line Company, which operated in oil fields in the area. Prior to 1983, the town was known as Layopolis, while its post office was known as Sand Fork. The town's name was changed to Sand Fork by the results of an election in 1983.