Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Smithburg is a unincorporated community in Doddridge County in the U.S. state of West Virginia. It is located along U.S. Route 50. Middle Island Creek, the longest river to be called a creek, is formed in Smithburg by the confluence of Meathouse Fork and Buckeye Creek. The North Bend Rail Trail passes through the community.