Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Teays is an unincorporated community in Putnam County, West Virginia, United States. It is named for the Teays Valley which was in turn named for Thomas Teays, a hunter and trapper who once spent a considerable amount of time in the vicinity. It is apparently the only place in the United States with this name. Until about 1884, the town's name was written "Seays". The town is centered around the former railroad depot on Teays Lane. The ZIP code is 25569. It is part of the census-designated place of Teays Valley.