Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Tornado is an unincorporated census-designated place (CDP) comprising the populated places of Tornado and Upper Falls. Located in Kanawha County, it had a population of 1,111 in the 2000 Census. The ZIP Code is 25202. The Tornado CDP is scheduled to be replaced by a new and much larger Upper Falls CDP for the 2010 decennial Census.