Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Wardensville is a town in Hardy County, West Virginia, United States. The population was 246 at the 2000 census. Originally named Trout Run, Wardensville was chartered in Virginia in 1832 and incorporated in West Virginia in 1879. It is named for the town's first merchant. It is home to Trout Pond, which is the largest natural lake in West Virginia. Wardensville is known for its abundance of wildlife, which is one reason why people from all over have cabins tucked into Wardensville's beautiful scenic countryside. Wardensville hosts The Fall Festival, a gathering of people from all over the state of West Virginia and areas of Northern Virginia. The Fall Festival usually lasts for 3 days and provides a unique insight into the Appalachian culture and its customs. Wardensville offers a unique recreational experience to anyone who enjoys the outdoors. Among the countless trails, Wardensville also contains J. Allen Hawkins memorial town park; consisting of several baseball fields and covered shelters, perfect for company picnics. The park includes the Red C. Funkhouser honorary swimming pool, placed at the top of a hill, overlooking the rest of the park. In addition to the pool, the surrounding area contains a full length basketball court, two full sized tennis courts and a sand volleyball court.