Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Wolf Pen is an unincorporated community in Wyoming County, West Virginia, United States. Legend has it that Wolf Pen's name comes from an incident when a man built a pen to capture the wolves which had been taking his sheep. The pen was of log construction similar to the type used for catching bears.